United Risk Agency Alabama
United Risk Agency Alabama — an independent insurance agency in Orange Beach, serving the Alabama Gulf Coast and statewide across Alabama. We shop multiple carriers for coastal homes and businesses, so your quote is a comparison — not one company's take-it-or-leave-it price.
Get a quote any time: uraquotes.com is open 24/7, or call 251-333-4750.
Our Alabama office
4547 Cypress Village Blvd, Suite 2
Orange Beach, AL 36561
Phone: 251-333-4750
Serving Orange Beach, Gulf Shores, Foley, Fairhope, Daphne, Spanish Fort and statewide across Alabama. Licensed in AL, FL & MS.
What we insure in Alabama
Homeowners & coastal wind
Coastal homes need the stack built right: homeowners, wind (in-policy or wind-only, including AIUA placement when the voluntary market says no), and FORTIFIED roof savings where they apply.
Flood insurance
NFIP and private flood options, quoted side by side — because homeowners insurance never covers rising water.
Condos, second homes & vacation rentals
HO-6 condo coverage for what the master policy doesn't cover, plus the right policy forms for second homes and short-term rentals.
Auto & Jeep
Auto insurance shopped across carriers — start securely through our Canopy portal from uraquotes.com and we'll shop your current policy for you.
Business & commercial
Commercial property and wind, general liability, and workers' comp for Alabama coast businesses — from storefronts and contractors to vacation-rental companies.
The Coastal Clarity Review™
Already insured? Bring us your current declarations page and we'll review your coastal stack — homeowners, wind, flood — line by line: what's covered, what's exposed, and what we'd change. One page back to you, in plain English. No obligation.
From the Alabama blog
New coastal insurance guides are published regularly — wind-only coverage, flood choices, hurricane deductibles, condo and rental insurance, and closing timelines.
Start your quote
📞 251-333-4750 · 🌐 uraquotes.com — home, auto, and commercial quote starts, open around the clock.
United Risk Agency Alabama is the Alabama office of United Risk Agency, an independent insurance agency founded in 2019 and headquartered in Gulfport, Mississippi.